Guaranteed Rate · NMLS #1216207

Your next chapter starts with a rate that actually works for you

I'm Jourden Peszek, a Chicago-based mortgage professional helping buyers and refinance homeowners lock in competitive rates with clarity and confidence — no pressure, just honest guidance from application to closing.

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Local
Chicago Expertise
100%
Digital Process
30+
Loan Programs
Fast
Pre-Approval
What I Offer

Mortgage solutions built around your goals

Whether you're buying your first home, refinancing, or exploring options, I tailor every loan to fit your financial picture — not a one-size-fits-all approach.

Purchase Loans

First-time buyer or moving up? I guide you through every step — from pre-approval to closing — with loan programs designed for your situation.

Conventional · FHA · VA · USDA

Refinance

Lower your rate, shorten your term, or tap into home equity. I analyze your current loan and show you exactly what refinancing could do for your monthly payment.

Rate-and-term · Cash-out · Streamline

Pre-Approval

A solid pre-approval gives you negotiating power and clarity on your budget. I process it quickly so you're ready to make an offer with confidence.

Fast turnaround · Clear terms

Loan Programs

With 30+ programs through Guaranteed Rate, I match you with the right product — whether that's a low down-payment option, a jumbo loan, or a government-backed program.

30+ options · Tailored fit
Chicago skyline representing Jourden Peszek's local mortgage expertise
Chicago Based & Serving
About Jourden

A mortgage professional who actually listens

I know the Chicago market. I know the neighborhoods, the price swings, and what it takes to get from "I'm thinking about it" to "I just bought my home." At Guaranteed Rate, I have access to a wide range of loan products and competitive rates — but what really sets the experience apart is how I work with you.

No high-pressure sales tactics. No confusing jargon. Just straightforward advice, clear communication, and someone who follows through. Whether you're a first-time buyer nervous about the process or a seasoned homeowner looking to refinance, I treat your loan like it's my own.

Guaranteed Rate National lender, local touch
NMLS #1216207 Licensed & compliant
3940 N Ravenswood Ave Chicago, IL 60613
Let's Talk
How It Works

From inquiry to closing in four straightforward steps

01

Tell me where you are

Share your goals — buying, refinancing, or just exploring. I'll ask a few quick questions to understand your situation.

02

I run the numbers

Using Guaranteed Rate's platform, I pull real rates and show you exactly what your payment would look like — no guesswork.

03

We apply together

I walk you through every document and question. You'll know exactly what's happening at each stage — no surprises.

04

Closing day

From underwriting to the signing table, I stay in touch until you get the keys. Then I'm still here if you need anything.

Client Experiences

What people say about working with Jourden

"Jourden made what I thought would be a stressful process feel completely manageable. He explained everything in plain English and never made me feel rushed. Closed on time and on budget."

Verified Client
First-Time Homebuyer · Chicago

"We refinanced our home and saved over $200 a month. Jourden walked us through every option and helped us pick the right one. Communication was excellent from start to finish."

Verified Client
Refinance · Naperville

"As a veteran, I needed someone who understood VA loans. Jourden made the whole thing seamless and got me a rate I wasn't expecting. Highly recommend him to anyone in the Chicago area."

Verified Client
VA Loan · Chicago
Get in Touch

Ready to make your move?

Whether you have a specific question or just want to see what your options are, reach out. I'll get back to you promptly with a clear, no-obligation breakdown.

847-907-3019 jourden@rate.com 3940 N Ravenswood Ave, Chicago, IL 60613

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I'll get back to you within one business day with a personalized rate estimate and next steps.

Is this your business? This is my business